1 Bed
1 Bath
435 SqFt
1 Bed
1 Bath
435 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 435 sqft
Price per Sqft $388
Subdivision Somerville Cottages
MLS Listing ID 1544418
Bedrooms 1
Full Baths 1
HOA Fees $100/mo
Year Built 2026
Property Sub-Type Single Family Residence
Source Greater Chattanooga REALTORS®
Property Description
Every once in a while, an opportunity comes along that makes you rethink what is possible in real estate. This is one of those opportunities. Introducing an all-new floor plan at Somerville Cottages, bringing something extraordinary to the Chattanooga housing market: a beautifully designed, completely detached, single-level home with upscale finishes, a 10-year builder's warranty, and a price tag of just $169,000.
And here's something even more exciting: Qualified buyers may be eligible for down payment assistance that could make it possible to move into this brand-new home with little to no out-of-pocket expenses. Imagine becoming a homeowner sooner than you thought possible, without needing years of savings to get started.
In a market where buyers are often forced to choose between affordability, quality, and location, this home challenges the idea that you have to sacrifice one to get the others. No shared walls. No stairs. No outdated kitchens. No inheriting decades of someone else's maintenance problems. Just a brand-new home with the freedom and peace of mind that come with owning something entirely yours.
And this isn't simply new construction at an incredible price. It's new construction done right. Step inside and discover soaring 9-foot ceilings, an abundance of windows that fill the home with natural light, beautiful quartz countertops, durable modern finishes, and a remarkably thoughtful floor plan that makes every inch count. The combination of high ceilings, natural light, and smart design creates an open, airy, inviting atmosphere that feels anything but ordinary. It's proof that exceptional living isn't measured by how much space you have, but by how beautifully that space works for you. Perhaps the most exciting part? Your home, your style, your choices. Construction is just getting underway, which means there's still time to select from available design packages, choose your colors, and explore opportunities to personalize your new home before it's completed. Imagine moving into a home where everything is brand new, the finishes reflect your taste, and the only thing left to do is turn the key.
And then there's the location. Somerville Cottages puts you just minutes from downtown Chattanooga, St. Elmo, Main Street, Broad Street, Publix, the Riverwalk, and the new Erlanger Stadium. This is an area experiencing renewed attention, investment, and development, with exciting momentum building throughout the surrounding neighborhoods. While others wait to see what the next chapter brings, here's an opportunity to become part of it from the beginning.
But the real story here is bigger than the home itself. It's what owning this home could mean for your future. At a time when rising home prices have made ownership feel increasingly out of reach, $169,000 represents something genuinely special: an attainable entry point into real estate ownership and the opportunity to begin building equity instead of continuing to pay rent. Real estate has long been a pathway to building long-term wealth, and opportunities to purchase brand-new, detached homes at this price are exceptionally rare.
Add in the security of a 10-year builder's warranty, the simplicity of single-level living, the convenience of a thoughtfully designed home, and the possibility of purchasing with little to no upfront expenses through available assistance programs, and the value becomes almost impossible to ignore.
Note: Home is currently under construction. Renderings and photographs may depict other completed homes, floor plans, or design options within the community and are provided for illustrative purposes only. Actual finishes, features, colors, materials, and final appearance may vary. Buyers may have the opportunity to select design packages, colors, and certain customizations, subject to construction progress, builder approval, availability, and additional costs where applicable. Down payment assistance is subject to program availability, buyer eligibility, lender approval, and applicable program requirements. Little to no out-of-pocket expenses may be possible for qualifying buyers but are not guaranteed. Contact the listing agent for details.
Location
State TN
County Hamilton
Interior
Interior Features Breakfast Nook, Ceiling Fan(s), High Ceilings, High Speed Internet, Open Floorplan, Tub/shower Combo, Walk-In Closet(s)
Heating Central, Electric
Cooling Electric
Flooring Luxury Vinyl
Fireplace No
Appliance Water Heater, Microwave, Free-Standing Electric Range, Free-Standing Electric Oven, Disposal, Dishwasher
Heat Source Central, Electric
Laundry Electric Dryer Hookup, Washer Hookup
Exterior
Exterior Feature Garden, Rain Gutters
Parking Features Off Street, On Street, Paved
Garage Description Off Street, On Street, Paved
Community Features Curbs, Park, Sidewalks
Utilities Available Sewer Connected, Water Connected, Underground Utilities
Amenities Available Landscaping, Maintenance Grounds, Parking
View Mountain(s)
Roof Type Shingle
Porch Covered, Patio, Porch - Covered
Garage No
Building
Faces From downtown take Market Street to Alton Park Blvd and turn left on W 3th Street. The community is located on the corner of Alton Park Blvd and W 35h Street.
Foundation Slab
Sewer Public Sewer
Water Public
Structure Type HardiPlank Type
Schools
Elementary Schools Donaldson Elementary
Middle Schools Orchard Knob Middle
High Schools Howard School Of Academics & Tech
Others
HOA Fee Include Maintenance Grounds
Senior Community No
Acceptable Financing Cash, Conventional, FHA, VA Loan
Listing Terms Cash, Conventional, FHA, VA Loan
NEARBY SCHOOL & BUSINESS
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Agent License ID: TN 338923 / GA 374620